In need of some extra cash to buy DJ equipment, 19-year-old Ray Ray Morales takes a second job working for a loan shark, who pays Ray to spy on the owner of a pawnshop. Instead, Ray makes friends with the pawnbroker and his niece and soon finds himself falling in love with the girl. Eventually, Ray must choose between his new friends and his arrangement with the loan shark. Rafael Sardina, David Margulies and Joe Grifasi star.